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01 · Investment context

Start with your circumstances.

These inputs give the portfolio engine context before the behavioural assessment.

Risk appetite

The amount of risk you believe you are comfortable taking.

Risk capacity

The amount of risk your circumstances and behaviour indicate you can reasonably sustain.

02 · Behaviour

How do you react to uncertainty?

Choose the response from 1 to 5 that most closely reflects your normal behaviour.

1. I need to plan everything and struggle when the plan changes.
1 = least like you · 5 = most like you
2. I can handle unexpected changes in my day and work around them.
1 = least like you · 5 = most like you
3. I naturally gravitate toward adventurous, higher-intensity activities rather than relaxed activities.
1 = least like you · 5 = most like you
03 · Financial risk

How does financial risk feel?

Answer instinctively rather than choosing the response you think an investor should give.

4. What do you feel when you see the word “RISK”?
5. Thinking about previous financial decisions, what do you feel when you see “FINANCIAL RISK INVOLVED”?
6. I choose my food before booking a restaurant (1), versus trying new restaurants and unfamiliar foods (5).
7. When I sit in a car, I immediately check for a seatbelt and/or airbag indicator.
04 · Capacity

Your financial comfort level.

These questions help distinguish willingness to take risk from financial familiarity and capacity.

9. Gender
11. Comfort with the stock market
1 = low comfort · 5 = high comfort
12. Comfort with investing
1 = low comfort · 5 = high comfort
05 · Preferences

Where do you see long-term relevance?

Choose three sectors. These preferences complement the risk assessment rather than replacing it.

Optional: Only for advanced users, with comprehensive understanding of equity investing

I don't know, help me choose my sectorDescriptions, historical growth and Curiosity long-term ranking
SectorDescriptionLong Term Average GrowthCuriosity Ranking for long term growth (top 4)
ConsumerCompanies that produce goods and services for end consumers.21%/year average growth rate4 Most reliant on people and the world is made up by people, continued longevity.
UtilitiesCompanies providing essential services like water, electricity, and gas.5.73%/year average growth rate—
TransportationCompanies involved in transportation of goods and people as well as transportation vehicles for land, air and sea.16.72%/year average growth rate—
TechnologyCompanies in the tech industry, including software, hardware, and IT services.67%/year average growth rate1 Most change created as well as essential for long term development.
HealthcareCompanies in the medical and healthcare sector, including medical technology and devices.19.66%/year average growth rate2 Most needed for the survival of humanity, developments in longevity as well as disease reduction.
MaterialsCompanies involved in the production of raw materials.18%/year average growth rate—
IndustrialsManufacturing and industrial companies.30%/year average growth rate—
EnergyCompanies involved in the production and distribution of energy including minerals.15%/year average growth rate3 Essential component for the development of the world and growth taking place to advance the sector.
FinanceFinancial institutions, banks, and related services.13.8%/year average growth rate—
CommunicationsTelecommunication and media companies.3%/year average growth rate—
Commercial ServicesServices which are a part of providing access to products such as credit card firms.14%/year average growth rate—
Informational tool

The Risk Profiler is provided for informational and educational purposes only. It does not constitute investment, financial, legal or tax advice and does not guarantee that any portfolio or risk classification is appropriate for you.

fromBKI Technologies Inc
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